Integrating gender perspectives in evaluating the efficiency of community-oriented financial intermediaries

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dc.contributor.authorManlagînit, Ma. Chelo V.
dc.contributor.authorLamberte, Mario B.
dc.date.accessioned2008-11-07T18:30:39Z
dc.date.available2008-11-07T18:30:39Z
dc.date.issued2005
dc.descriptionFor more about the East-West Center, see <a href="http://www.eastwestcenter.org/">http://www.eastwestcenter.org/</a>
dc.description.abstractThis paper first examines the extent of cost and profit inefficiencies of the Philippine credit cooperative system using stochastic frontier analysis (SFA). Then, it looks into the effects of certain variables on the cost and profit efficiencies of credit cooperatives. Three groups of correlates of inefficiency were used: market characteristics, agency costs and gender governance. Results suggest that market conditions can explain to a certain extent the differences in the efficiency among credit cooperatives. However, the correlates of agency costs do not have a clear-cut effect on the efficiency of credit cooperatives. What is more significant though in this study is the effect on efficiency of women participation in the governance of credit cooperatives. The correlates of gender governance indicate that empowering women not only through enhancing their access to credit but also through increasing their participation in shaping policies can improve the efficiency of credit cooperatives. Results seem to suggest that credit cooperatives that are managed predominantly by women would likely pursue greater cost efficiency than profit efficiency.
dc.format.extent39 pages
dc.identifier.urihttp://hdl.handle.net/10125/3290
dc.language.isoen-US
dc.publisherHonolulu: East-West Center
dc.relation.ispartofseriesEast-West Center working papers. International graduate student conference series ; no. 17
dc.subject.lcshWomen in cooperative societies - Philippines
dc.subject.lcshBanks and banking, Cooperative - Philippines
dc.subject.lcshCooperative societies - Philippines
dc.titleIntegrating gender perspectives in evaluating the efficiency of community-oriented financial intermediaries
dc.typePapers
dc.type.dcmiText

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