Acceptance Factors for Cryptocurrencies as Payment Systems
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Date
2022-01-04
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The adoption of cryptocurrencies and blockchain technologies is an active field of research in information systems, looking at the promise and issues hampering the arrival of cryptocurrencies as a general means of payment. However, an overwhelming number of papers only look at existing users and usually limit themselves to a single cryptocurrency, mostly Bitcoin. This paper adds to the body of research by creating a taxonomy of features for cryptocurrencies as payment systems, and conducting a user study with over 500 participants asking what features are most relevant for the adoption of a cryptocurrency. We identify cost-effectiveness and data confidentiality as crucial for potential users, but also find that these two factors are followed by a wealth of convenience features that have found less emphasis in present cryptocurrency implementations.
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Blockchain Cases and Innovations, cryptocurrency, digital currency, technology adoption
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9 pages
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Proceedings of the 55th Hawaii International Conference on System Sciences
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Attribution-NonCommercial-NoDerivatives 4.0 International
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