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Title: Micro-finance and empowerment of women : Evidence from Nepal 
Author: Rajouria, Alok
Date: 2008
Description: Thesis (Ph.D.)--University of Hawaii at Manoa, 2008. During the last two decades micro-finance programs have proliferated around the world. The Nobel Peace Prize 2006 awarded to the Grameen Bank and its founder signifies the global recognition of micro-finance as an effective strategy for poverty alleviation and socio-economic development. Micro-finance programs are also acknowledged for having an empowering effect on women. Previous studies, however, have shown contradictory results on the empowering effect of micro-finance programs. Some studies have shown that micro-finance empowers women while other studies indicate that micro-finance not only increase gender conflict and subordination of women, but also result in the loss of women's control over their loans. This study examines the empowerment of low-income Nepalese women from squatter communities who participate in micro-finance programs. A significant difference in the level of self-esteem, self-efficacy and contribution to family income between participant group and non-participant group was found. In addition, a significant correlation between the level of self-esteem and self-efficacy and the amount of time the subjects participated in micro-finance programs meant that participation in micro-finance might have enhanced these factors. Regression analyses showed that participation in micro-finance programs had significant positive effects on self-esteem, self-efficacy and contribution to family income while controlling for socio-demographic variables like age, education level, family size and family income. This study concluded that micro-finance could help to empower female participants. Includes bibliographical references (leaves 159-171). Also available by subscription via World Wide Web 171 leaves, bound 29 cm
ISBN: 9780549596233
URI: http://hdl.handle.net/10125/20892
Rights: All UHM dissertations and theses are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission from the copyright owner.

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